Source - Unionbank.com
list of the home loan rates of interest year-wise
| Interest Rates of Home Loans wef 01/03/1994 TO 05/10/2015 | |||||||||
| From dd/mm/yyyy | To dd/mm/yyyy | SBAR | up to Rs 25000 | > Rs25000 up to <Rs 2 lacs | > Rs 2 lacs up to Rs 3 lacs | >Rs 3 lacs up to Rs 5 lacs | >Rs 5 lacs up to 10 lacs | >Rs 10 lacs up to 15 lacs | > Rs 15 lacs |
| 01-03-1994 | 17-10-1994 | 15.00% | 12.50% | 14.50% | 15.00% | 16.00% | 16.00% | 16.00% | 16.00% |
| 18-01-1994 | 28-02-1995 | 14.00% | 12.50% | 14.00% | 15.00% | 16.00% | 16.00% | 16.00% | 16.00% |
| 01-03-1995 | 30-04-1995 | 15.00% | 12.50% | 14.00% | 16.00% | 17.25% | 17.25% | 17.25% | 17.25% |
| 01-05-1995 | 09-11-1995 | 15.50% | 12.50% | 14.00% | 16.50% | 17.75% | 17.75% | 17.75% | 17.75% |
| 10-11-1995 | 30-09-1996 | 16.50% | 12.50% | 14.00% | 17.75% | 18.75% | 18.75% | 18.75% | 18.75% |
| 01-10-1996 | 31-12-1996 | 15.50% | 12.50% | 14.00% | 16.50% | 17.75% | 17.75% | 17.75% | 17.75% |
| 01-01-1997 | 31-03-1997 | 14.50% | 12.50% | 14.00% | 16.50% | 17.00% | 17.00% | 17.00% | 17.00% |
| 01-04-1997 | 30-06-1997 | 14.00% | 12.24% | 13.77% | 16.32% | 16.57% | 16.57% | 16.57% | 16.57% |
| 01-07-1997 | 31-10-1997 | 13.50% | 12.24% | 13.77% | 15.81% | 16.06% | 16.57% | 16.57% | 16.57% |
| 01-11-1997 | 21-01-1998 | 13.00% | 12.24% | 13.26% | 15.30% | 15.55% | 16.06% | 16.06% | 16.06% |
| 22-01-1998 | 01-04-1998 | 14.00% | 12.24% | 13.77% | 16.32% | 16.57% | 17.08% | 17.08% | 17.08% |
| 02-04-1998 | 30-04-1998 | 13.50% | 12.24% | 13.77% | 15.81% | 16.06% | 16.57% | 16.57% | 16.57% |
| 01-05-1998 | 30-06-1998 | 13.00% | 12.24% | 13.26% | 15.30% | 15.55% | 16.06% | 16.06% | 16.06% |
| 01-07-1998 | 28-02-1999 | 13.00% | 12.24% | 13.26% | 14.28% | 14.28% | 15.30% | 15.30% | 15.30% |
| 01-03-1999 | 31-01-2000 | 12.00% | 12.24% | 12.24% | 13.26% | 13.26% | 14.28% | 14.28% | 14.28% |
| 01-02-2000 | 10-05-2000 | 12.00% | 12.24% | 12.24% | 13.26% | 13.26% | 13.77% | 14.28% | 14.79% |
| From | To | SBAR | Up to 5 years | > 5 years up to 10 years | above 10 years | ||||
| 11-05-2000 | 11-08-2000 | 11.50% | 11.50% | 12.50% | 12.75% | ||||
| 12-08-2000 | 18-02-2001 | 12.00% | 12.00% | 13.00% | 13.25% | ||||
| 19-02-2001 | 16-03-2001 | 12.00% | 12.00% | 13.00% | 13.25% | ||||
| 17-03-2001 | 31-03-2001 | 12.00% | 12.00% | 12.50% | 12.50% | ||||
| 01-04-2001 | 14-09-2001 | 12.00% | 12.00% | 12.50% | 12.50% | ||||
| 15-09-2001 | 31-12-2001 | 12.00% | Floating | 12.00% | 12.00% | 12.00% | |||
| Fixed above 10 years | 12.00% | 12.00% | 12.50% | ||||||
| 01-01-2002 | 31-03-2002 | 12.00% | Floating | 11.50% | 11.50% | 11.50% | |||
| Fixed above 10 years | 12.00% | 12.00% | 12.50% | ||||||
| From | To | SBMTLR | Up to 5 years | > 5 years up to 10 years | above 10 years | ||||
| 01-04-2002 | 30-06-2002 | 11.50% | Floating | 10.50% | 11.00% | 11.00% | |||
| Fixed | 10.75% | 11.25% | 11.50% | ||||||
| 01-07-2002 | 15-08-2002 | 11.50% | Floating | 10.00% | 10.50% | 11.00% | |||
| Fixed | 10.25% | 10.75% | 11.25% | ||||||
| 16-08-2002 | 31-01-2003 | 11.25% | Floating | 9.75% | 10.25% | 10.75% | |||
| Fixed | 10.00% | 10.50% | 11.00% | ||||||
| 01-11-2002 | 31-01-2003 | ||||||||
| 01-02-2003 | 04-05-2003 | 11.25% | Floating | 9.00% | 9.00% | 9.50% | |||
| Fixed | 9.25% | 9.25% | 9.75% | ||||||
| 05-05-2003 | 15-06-2003 | 11.00% | Floating | 8.75% | 8.75% | 9.25% | |||
| Fixed | 9.00% | 9.00% | 9.50% | ||||||
| 16-06-2003 | 30-09-2003 | 11.00% | Floating | 8.00% | 8.75% | 9.25% | |||
| Fixed | 8.25% | 9.00% | 9.50% | ||||||
| 01-10-2003 | 31-12-2003 | 11.00% | Floating | 7.75% | 8.25% | 8.50% | |||
| Fixed | 8.00% | 8.50% | 8.75% | ||||||
| 01-01-2004 – PB/19A/1002 dt. January 7, 2004 | 28-11-2004 | SBAR 10.25% | Floating | 7.50% | 8.00% | 8.25% | |||
| Fixed | 8.00% | 8.75% | 9.00% | ||||||
| From | To | SBAR | Up to 5 years | > 5 up to 15 years | above 15 years | ||||
| 29-11-2004 -PB/HL/IR/ 1092 dt. 27th November 2004 | 28-02-2006 | 10.25% | Floating | 8.00% | 8.50% | 8.75% | |||
| Fixed | 8.50% | 9.00% | 9.25% | ||||||
| From | To | SBAR | Up to 5 years | > 5 up to 10 years | > 10 up to 15 years | above 15 years | |||
| 01-03-2006 PBBU/HL/IR/ 585 dt. 21st February 2006 | 30-04-2006 | 10.25% | Floating | 8.50% | 8.75% | 9.00% | 9.25% | ||
| Fixed | 9.25% | 9.50% | |||||||
| From | To | SBAR | Upto 5 years | 5 years to 10 years | 10 years to 15 years | 15 years to 20 years | |||
| 01-05-2006 -No.PBBU/HL/IR/45 dt.29.4.2006 | 01-08-2006 | Floating | 10.75% | 8.75% | 9.25% | 9.25% | 9.75% | ||
| Fixed | 9.50% | 9.75% | |||||||
| 02-08-2006 – PBBU/HL/IR/269 dt.2nd August 2006 | 11-02-2007 | Floating | 11.00% | 9.00% | 9.50% | 10.00% | 10.00% | ||
| Fixed | 9.75% | 10.00% | |||||||
| From | To | SBAR | Upto 5 years | 5 years to 15 years | 15 years to 20 years | ||||
| 12-02-2007 – No.PBBU/HL/IR/606 Date : 10th February, 2007 | 19-02-2007 | Floating | 11.50% | 9.50% | 10.00% | 10.00% | |||
| Fixed | 11.50% | 11.50% | |||||||
| SBAR | Upto 5 years | 5 years to 20 years | Upto 10 years | ||||||
| 20-02-2007 – No.PBBU/HL/IR/628 Date : 20th Feb. 2007 | 08-04-2007 | Floating | 12.25% | 10.25% | 10.75% | ||||
| Fixed | 12.25% | ||||||||
| 09-04-2007 – No.PBBU/HL/IR/13 Date : 9th April, 2007 | 16-02-2008 | Floating | 12.75% | 10.75% | 11.25% | ||||
| Fixed | 12.75% | ||||||||
| 08-10-2007 | 31-12-2007 | upto 5 years | 5 yrs to 15 yrs | 15 yrs to 20 yrs | Fixed | ||||
| Up to 20 lac | 12.75% | 10.00% | 10.25% | 10.50% | 12.75% | ||||
| above 20 lac | 10.25% | 10.50% | 10.75% | 12.75% | |||||
| Floating | SBAR | upto 5 years | 5 yrs to 15 yrs | 15 yrs to 20 yrs | Fixed | ||||
| 17-2-2008 – Cir. No.PBBU/HL/IR/44 Date : 14th February 2008 | 26/6/2008 | Up to 20 lac | 12.50% | 10.00% | 10.25% | 10.50% | 12.75% | ||
| above 20 lac | 10.25% | 10.50% | 10.75% | 12.75% | |||||
| 27-02-2008 SBAR CHANGE | 12.25% | ||||||||
| 27-06-2008 – No.PBBU/HL/IR/18 DT.27.6.2008 | 11-08-2008 | upto Rs 30 lac | 12.75% | 10.50% | 10.75% | 11.00% | 12.75% | ||
| above 30 lac | 10.75% | 11.00% | 11.25% | 12.75% | |||||
| 12-08-2008 – Cir. No. PBBU/HL/IR/22 Dated 13th August 2008 | 02-09-2008 | upto Rs 30 lac | 13.75% | 10.50% | 10.75% | 11.00% | 12.75% | ||
| Above 30 Lacs | 11.75% | 12.00% | 12.25% | 13.75% | |||||
| 03-09-2008 – Cir. No. PBBU/HL/IR/23 Dated 2nd September 2008 | 09-11-2008 | upto Rs 30 lac | 13.75% | 10.50% | 10.75% | 11.00% | |||
| Rs 30 lac to 75 lacs | 11.75% | 12.00% | 12.25% | ||||||
| Above 75 lacs | 11.75% | 12.00% | 12.50% | ||||||
| SBAR | upto 5 years | 5 yrs to 15 yrs | 15 yrs to 25 yrs | ||||||
| 10-11-2008 – Cir. No. PBBU/HL/IR/31 Dated – 8th November 2008 | 31-12-2008 | upto Rs 30 lac | 13.00% | 9.75% | 10.00% | 10.25% | 12.00% | ||
| Rs 30 lac to 75 lacs | 11.00% | 11.25% | 11.50% | 13.00% | |||||
| Above 75 lacs | 11.00% | 11.25% | 11.75% | 13.00% | |||||
| 01-01-2009 – PBBU/HL/IR/ 42 DT.29th December 2008 | 28/6/2009 | upto Rs 30 Lacs | 12.25% | 9.75% | 10.00% | 10.25% | 11.25% | ||
| Rs 30 lac to 75 lacs | 10.25% | 10.50% | 10.75% | 12.25% | |||||
| Above 75 lacs | 10.25% | 10.50% | 11.00% | 12.25% | |||||
| Cir.No. PBBU/HL/AX/46 DT.31.01.2009 SBI Happy-Home Loan Offer & SBI Lifestyle Loan w.e.f 2nd February 2009 to 30th April, 2009 | |||||||||
| Cir.No. PBBU/HL/PM/02 DT.27.04.2009 – Extension upto 30th September 2009 | |||||||||
| 29-06-2009 | upto Rs 30 Lacs | 11.75% | 9.25% | 9.50% | 9.75% | 10.75% | |||
| Rs 30 lac to 75 lacs | 9.75% | 10.00% | 10.25% | 11.75% | |||||
| Above 75 lacs | 9.75% | 10.00% | 10.50% | 11.75% | |||||
| 02-02-2009 – PBBU/HL/AX/46 DT. 31.01.2009 SBI Happy Home Loan Offer | 30-06-2009 | SBI Happy Home Loan Offer | 8% fixed for one year upto 30th April 2010 & extened upto 30th sep 2009 | Fixed reset period 5 years | |||||
| 01-07-2009 – PBBU/HL/AX/04 DT. 23.06.2009 – Easy Home Loan | 30-09-2009 | SBI Easy Home Loan – Upto Rs.30 Lacs | Int. Rate First year 8% p.a. & Fixed Int Rate for next two years 9% p.a. | 4th year onwards 2% below SBAR | |||||
| Fixed rate loan 1% below SBAR | |||||||||
| 01-07-2009 – Cir.No. PBBU/HL/PM/05 – Date:23rd June, 2009 – Advantage Home Loan | 30-09-2009 | SBI Advantage Home Loan – Above Rs.30 Lacs | Int. Rate First year 8% p.a. & Fixed Int Rate for next two years 9.5% p.a. | 4th year onwards 1.5% below SBAR | |||||
| Fixed rate loan 0.5% below SBAR | |||||||||
| 30.6.2009 Cir.No. PBBU/HL/PM/06 dt.23.06.2009 Spl HL Closed on 30th June 2009 | |||||||||
| 29-6-2009 Cir. No. PBBU/HL/IR/08 dt 30th June 2009 | 07-08-2009 | upto Rs 30 lac | 11.75% | 9.25% | 9.50% | 9.75% | 10.75% | ||
| Rs 30 to 75 lac | 9.75% | 10.00% | 10.25% | 11.75% | |||||
| Above Rs 75 lac | 9.75% | 10.00% | 10.50% | 11.75% | |||||
| Cir:PBBU/HL/PM/20 DT.26.11.2009 – CRE HOME LOAN INT. RATE = NORMAL RATE + 0.25% – ONLY TERM LOAN | |||||||||
| 08-08-2009 – SBI My Home Campaign ( 8th August 2009 to 7th November 2009) -Cir. No. PBBU/HL/PM/11 dt 05.08.2009 extnded by Cir. No. PBBU/HL/PM/17 dt.6th November 2009 upto 31.03.2010 | 31/3/2010 | SBAR | For first year | Next 2 years | 4 th year onwards (if opted for Floating) | 4 th year onwards (if opted for Fixed) reset period 5yrs | |||
| SBI Easy upto 50 lacs | 11.75% | 8.00% | 8.50% | 2.75% below SBAR | 1.25 % below SBAR with reset frequency of 5 years | ||||
| SBI Advantage above 50 lacs | 11.75% | 8.00% | 9.00% | 1.75% below SBAR | 0.75% below SBAR with reset frequency of 5 years . | ||||
| 01-04-2010 – Cir:PBBU/HL/PM/27 dated 28.03.2010 | 30-04-2010 | SBAR | For first year | Next 2 years | 4 th year onwards (if opted for Floating) | 4 th year onwards (if opted for Fixed) | |||
| SBI Easy upto 50 lacs | 11.75% | 8.00% | 9.00% | 1.75% below SBAR, i.e. 10.00% | 0.75% below SBAR, with a reset frequency of 5 years. | ||||
| SBI Advantage above 50 lacs | 8.00% | 9.00% | 1.75% below SBAR, i.e. 10.00% | 0.75% below SBAR, with a reset frequency of 5 years . | |||||
| 01-05-2010 – Cir. No. PBBU/HL/PM/2 dt.29th April 2010 – EASY, ADVANTAGE HL | 30/6/2010 | SBAR | For first year | Next 2 years | 4 th year onwards (if opted for Floating) | 4 th year onwards (if opted for Fixed) | |||
| SBI Easy upto 50 lacs | 11.75% | 8.00% | 9.00% | 2.50% below SBAR | 0.75% below SBAR, with a reset frequency of 5 years. | ||||
| SBI Advantage above 50 lacs | 8.00% | 9.00% | 2% below SBAR | 0.75% below SBAR, with a reset frequency of 5 years . | |||||
| 01-07-2010 Cir. No. PBBU/HL/PM/10 dt.30th June 2010 – EASY, ADVANTAGE HL | 30-09-2010 | BASE RATE | For first year | Next 2 years | 4 th year onwards (if opted for Floating) | 4 th year onwards (if opted for Fixed) | |||
| SBI Easy upto 50 lacs | 7.50% | 8% | 9% | 1.75% above BR | 3.50% above the Base Rate reset freq 5 yrs | ||||
| SBI Advantage above 50 lacs | 7.50% | 8% | 9% | 2.25% above BR | 3.50% above the Base Rate reset freq 5 yrs | ||||
| 01-10-2010 – Maxgain raised to Rs.1 Crore Cir. No. PBBU/HL/PM/22 dt.27th September 2010 | 20-10-2010 | BASE RATE | For first year | Next 2 years | 4 th year onwards (if opted for Floating) | 4 th year onwards (if opted for Fixed) | |||
| SBI Easy upto 50 lacs | 7.50% | 8% | 9% | 1.75% above BR | 3.50% above the Base Rate reset freq 5 yrs | ||||
| SBI Advantage above 50 lacs | 7.50% | 8% | 9% | 2.25% above BR | 3.50% above the Base Rate reset freq 5 yrs | ||||
| 21-10-2010 – Cir. No. PBBU/HL/PM/26 dt. 26th October 2010 – Easy, Advantage | 02-01-2011 | 7.60% | |||||||
| SBI Easy upto 50 lacs | 7.60% | 8% | 9% | 1.75% above BR | 3.50% above the Base Rate reset freq 5 yrs | ||||
| SBI Advantage above 50 lacs | 7.60% | 8% | 9% | 2.25% above BR | 3.50% above the Base Rate reset freq 5 yrs | ||||
| 03-01-2011 – Cir.No. PBBU/HL/PM/40 Dt. 01st January, 2011 – Easy, Advantage, Premium HL | 13-02-2011 -SBI Easy upto 30 lacs | 8.00% | 8.50% | 9.25% | 1.50% above Base Rate | No Fixed Rate | |||
| SBI Advantage above 30 lacs upto 75 lacs | 8.00% | 8.50% | 9.25% | 1.75% above BR | No Fixed Rate | ||||
| SBI Premium above 75 Lacs | 8.00% | 1.75% above BR | 1.75% above BR | 1.75% above BR | No Fixed Rate | ||||
| Vanilla Home Loan on floating interest rate (New Loans): | Upto Rs. 30.00 lacs | 1.50% above Base Rate | 9.50% p.a. | 10.50% | |||||
| Above Rs. 30.00 lacs and upto Rs. 75.00 lacs | 1.75% above Base Rate | 9.75% p.a. | 11.25% | ||||||
| Above Rs. 75.00 lacs | 1.75% above Base Rate | 9.75% p.a. | |||||||
| 14-02-2011 – Cir. No. PBBU/HL/IR/48 dt. 12th February 2011 – Easy, Advantage, Premium HL | 31-03-2011 – SBI Easy upto 30 lacs | 8.25% | 8.75% | 9.50% | 1.50% above Base Rate | ||||
| SBI Advantage above 30 lacs upto 75 lacs | 8.75% | 9.50% | 1.75% above Base Rate | ||||||
| SBI Premium above 75 Lacs | 1.75% above Base Rate | 1.75% above Base Rate | 1.75% above Base Rate | ||||||
| 01-04-2011 – Cir. No. PBBU/HL/PM/55 dt. 31st March 2011 – Easy, Advantage, Premium, Premium Plus HL | 30-04-2011 – SBI Easy upto 30 lacs | 8.25% | 8.75% | 9.50% | 1.50% above Base Rate | ||||
| SBI Advantage above 30 lacs upto 75 lacs | 8.25% | 8.75% | 9.50% | 1.75% above Base Rate | |||||
| SBI Premium above 75 Lacs to 5 crores | 8.25% | 1.75% above Base Rate | 1.75% above Base Rate | 1.75% above Base Rate | |||||
| SBI Premium plus above 5 Crores | 8.25% | 2.00% above Base rate | 2.00% above Base rate | 2.00% above Base rate | |||||
| End of Teaser Rate regime. No fixed Interest Rates Home Loan Sanctions. | |||||||||
| 01-05-2011 – Cir. No. PBBU/HL/PM/3 dt. 20th April 2011 | 11-05-2011 -Upto Rs. 30.00 lacs | 8.50% | 1.00% above Base Rate | 9.50% p.a. | 11% – Fixed for old HL upto Rs.30 Lacs | ||||
| Above Rs. 30.00 lacs and upto Rs. 75.00 lacs | 8.50% | 1.25% above Base Rate | 9.75% p.a. | 11.75% fixed rate for old HL loans above Rs.30 Lacs | |||||
| Above Rs. 75.00 lacs | 8.50% | 1.75% above Base Rate | 10.25% p.a. | ||||||
| 12-05-2011 – Cir. No. RE/HL/IR/10 dt.12th May 2011 | 10-07-2011 – Upto Rs. 30.00 lacs | 9.25% | 1.00% above Base Rate | 10.25% p.a. | 11.75% – Fixed for old HL upto Rs.30 Lacs | ||||
| Above Rs. 30.00 lacs and upto Rs. 75.00 lacs | 9.25% | 1.25% above Base Rate | 10.50% p.a. | 12.50% fixed rate for old HL loans above Rs.30 Lacs | |||||
| Above Rs. 75.00 lacs | 9.25% | 1.75% above Base Rate | 11.00% p.a. | ||||||
| 11-07-2011 – Cir. No. RE/HL/IR/27 dt. 11th July 2011 | 12-08-2011 – Upto Rs. 30.00 lacs | 9.50% | 1.00% above Base Rate | 10.50% p.a. | 12.00% – Fixed for old HL upto Rs.30 Lacs | ||||
| Above Rs. 30.00 lacs and upto Rs. 75.00 lacs | 9.50% | 1.25% above Base Rate | 10.75% p.a. | 12.75% fixed rate for old HL loans above Rs.30 Lacs | |||||
| Above Rs. 75.00 lacs | 9.50% | 1.75% above Base Rate | 11.25% p.a. | ||||||
| 13-08-2011 – Cir. No. RE/HL/IR/30 dt. 12th August 2011 | Upto Rs. 30.00 lacs | 10.00% | 0.75% above Base Rate | 10.75% p.a. | 12.50% – Fixed for old HL upto Rs.30 Lacs | ||||
| Above Rs. 30.00 lacs and upto Rs. 75.00 lacs | 10.00% | 1.00% above Base Rate | 11.00% p.a. | 13.25% fixed rate for old HL loans above Rs.30 Lacs | |||||
| Above Rs. 75.00 lacs | 10.00% | 1.25% above Base Rate | 11.25% p.a. | ||||||
| 21-04-2012 – Cir. No. RE/HL/PM/5 dt. 21st April 2012 | Upto Rs. 30.00 lacs | 10.00% | 0.75% above Base Rate | 10.75% p.a. | 12.50% – Fixed for old HL upto Rs.30 Lacs | ||||
| Above Rs. 30.00 lacs and upto Rs. 75.00 lacs | 10.00% | 1.00% above Base Rate | 11.00% p.a. | 13.25% fixed rate for old HL loans above Rs.30 Lacs | |||||
| Above Rs. 75.00 lacs | 10.00% | 1.25% above Base Rate | 11.25% p.a. | ||||||
| RE/HL/IR/21 dated 6th August 2012 | Upto Rs 30 lacs | 10.00% | 0.25 % above Base Rate | 10.25% | No fixed Rate option | ||||
| Above rs 30 lacs | 10.00% | 0.40% abobe Base rate | 10.40% | ||||||
| RE/HL/IR/26 dated 20th September 2012 | Upto Rs 30 lacs | 9.75% | 0.25 % above Base Rate | 10.00% | No fixed Rate option | ||||
| Above rs 30 lacs | 9.75% | 0.40% abobe Base rate | 10.15% | ||||||
| RE/HL/IR/47 dated 31/01/2013.(w.e.f. 04/02/2013) | Upto Rs 30 lacs | 9.70% | 0.25 % above Base Rate | 9.95% | No fixed Rate option | ||||
| Above rs 30 lacs | 9.70% | 0.40% abobe Base rate | 10.10% | ||||||
| RE/HL/IR/22 dated 24th September, 2013 (w.e.f 1st October, 2013) | Upto Rs 30 lacs | 9.80% | 0.30 % above Base Rate | 10.10% | No fixed Rate option | ||||
| Above rs 30 lacs | 9.80% | 0.50% abobe Base rate | 10.30% | ||||||
| RE/HL/IR/25 Date: 6th November, 2013 (w.e.f. 7th November, 2013) | Upto Rs 30 lacs | 10.00% | 0.30 % above Base Rate | 10.30% | No fixed Rate option | ||||
| Above rs 30 lacs | 10.00% | 0.50% abobe Base rate | 10.50% | ||||||
| RE/HL/IR/29 Date: 19th December, 2013 (w.e.f. 20th Dec, 2013) | Upto Rs 75 lacs | 10.00% | For Women : 0.10 % above Base Rate; For Others 0.15% above Base Rate | For Women :10.10% ; For Others : 10.15% | No fixed Rate option | ||||
| Above rs 75 lacs | 10.00% | For Women : 0.25 % above Base Rate; For Others 0.30% above Base Rate | For Women :10.25% ; For Others : 10.30% | ||||||
| RE/HL/IR/17 dated 25/08/2014 | Women | 10.00% | 10 bps above BR | 10.10% | No fixed Rate option | ||||
| Others | 10.00% | 15 bps above BR | 10.15% | ||||||
| RE/HL/IR/4 dated 9/04/2015 | Women | 9.85% | 10 bps above BR | 9.95% | No fixed Rate option | ||||
| Others | 9.85% | 15 bps above BR | 10.00% | ||||||
| RE/HL/IR/5 dated 13/04/2015 | Women | 9.75% | at BR | 9.85% | No fixed Rate option | ||||
| Others | 9.85% | 5 bps above BR | 9.90% | ||||||
| NBG/PBU/HL-HOME LOANS/12/2015- 2016 dated 08.06.2015 | Women | 9.70% | at BR | 9.70% | No fixed Rate option | ||||
| Others | 9.70% | 5 bps above BR | 9.75% | ||||||
| NBG/RE,H&HD-HL/19/2015 – 16 dated 03.10.2015 | Women | 9.30% | 20 bps above BR | 9.50% | No fixed Rate option | Current Rate of Interest | |||
| Others | 9.30% | 25 bps above BR | 9.55% | ||||||
